Germany started to implement compulsory long-term care insurance system since 1995, aiming at meeting the potential and basic care needs 摘要德国从1995年开始实施强制性长期护理保险制度，长期护理满足全体居民潜在的、基本的护理需求。
The reform of medical care insurance is a complex social systematic project . which is closely related the general situation of reform, development and stability 医疗保险制度改革是一项复杂的社会系统工程,关系改革、发展、稳定的大局。
The harvard consultants recommended to establish a separate personal savings account, " medisage ", to purchase long-term care insurance upon retirement 哈佛专家小组建议，市民应另行开设个人护老储蓄户口，存款将用以在退休后购买长期护理保险。
In order to establish our long-term care insurance, the authors propose ways of funding financing and management on the basis of the experiences from germany 在借鉴德国经验的基础上提出了我国发展长期护理保险时基金的筹资方式以及基金管理的建议。
Offers life and long term care insurance, debt consolidation loans, first mortgages, variable annuities, and recruitment of independent representatives . part of citigroup -提供行业资讯，信用评审和辅导，信用卡办理和优惠,信用卡消费指南，以及用户的交流平台。
Dramatic changes to nursing care insurance such as coverage for preventive nursing care are creating opportunities for companies with innovative business models 护理保险领域的重大变化例如保险范围包括预防性的护理为那些推出创新业务模型的企业提供了巨大的商机。
Medical care insurance is an important component of social guarantee system, it is also the complicated item among various insurance systems, so it is called “ international problem ” 医疗保险是社会保障制度的重要组成部分,是各项社会保险制度中最复杂的一项,被称为“世界性难题”。
Although the welfare service sector has traditionally been open to private companies, with the introduction of the nursing care insurance system there will be an even greater range of opportunities for private sector participation 尽管长期以来保健服务一直对私营企业开放，伴随着护理保险体系的引进，私营领域将有更多的机会参与到这个市场。
Firstly, reviews and analyses the evolution and present situation of the medical care insurance of cities and towns workers; secondly, analyses the objectivity which restricts the medical care insurance reform, and then finds a solution to breakthrough the bottleneck of social medical care insurance reform; thirdly, analyses the evolution of medical care insurance reform of western countries objectively, so that we can make a strong argumentation why we should learn their successful experience to perfect our medical care insurance; last, makes a serious investigation towards some major problems which needs to be solved during our present medical care insurance reform, such as perfect the system, enlarge the coverage of insurance in a high speed, promotes the medical and medicine administration system at the same time sets up a human ? oriented concept called “ equality priority and efficiency ” the thesis sticks to the basic principle of dialectical and historical materialism in investigation method, tries to adopt a series of methods, includes the followings : scientific abstraction, statistics, the combination of international comparison and internal analysis, etc . the thesis has already made some achievements after making a thorough study about the obstacle and policy of our national medical care insurance reform 第三部分内容,客观分析了西方国家医疗保险改革的路径,并就我国城镇职工医疗保险所应借鉴的有益经验进行了论证。第四部分内容,对我国现阶段城镇职工医疗保险改革实践中需要解决的几个主要问题,比如完善制度设计、快速推进保险的覆盖面、切实推行医疗医药管理体制的同步改革、树立“公平优先兼顾效率”的人本理念等问题,进行了认真的研究,提出了解决这些问题的途径。本论文在研究方法上,坚持了辨证唯物论和历史唯物论相结合的基本原则,采用了科学抽象法、统计法、国际比较与国情分析相结合等诸多的方法。
